ADU
Build Strategy
Add an ADU.
Build long-term wealth.
Accessory Dwelling Units generate rental income, increase property value, and create flexible living space — with the right plan, permits, and financing.
Generate Rental Income
Monthly cash flow from long-term or short-term tenants
ADUs can generate $2,500-$4,500/month in Orange County depending on size, location, and rental strategy. We help you analyze the real income potential for your specific property.
→ Typical ROI: 6-10% annually
Add Property Value
Long-term equity growth
A permitted ADU typically adds 20-35% to your property value in Orange County. We connect you with appraisers and contractors to estimate your specific value increase.
→ Average value add: $150K-$400K+
Flexible Financing Options
HELOC, cash-out refi, construction loans, or out-of-pocket
We review every financing path — from HELOCs to construction loans — and show you which makes the most sense based on your equity, credit, and cash flow goals.
→ Multiple funding paths available
Timeline Clarity
Realistic expectations from permit to completion
Orange County ADU projects typically take 6-12 months from design to completion. We break down every phase so you know what to expect and when.
→ Clear milestones, no surprises
How It Works
From concept
to completed ADU.
Feasibility Assessment
We evaluate your lot size, zoning, setbacks, utility access, and existing structures to determine what's possible. Not every property can support an ADU — we tell you upfront.
Design & Permitting
We connect you with ADU-specialized architects and handle the permit process. Orange County cities vary widely in requirements — we navigate them for you.
Financing Strategy
We present every funding option — HELOC, cash-out refi, construction loan, or personal funds — with real numbers on monthly costs, interest rates, and break-even analysis.
Contractor Coordination
We introduce you to vetted ADU builders with proven track records. Get multiple bids, compare timelines, and choose the right fit for your budget and vision.
Construction & Completion
Regular check-ins throughout the build. We help you stay on track, manage change orders, and ensure quality work from foundation to final walkthrough.
Rental Strategy
Once complete, we help you decide: long-term tenant, short-term rental, or family use. We provide rent estimates and connect you with property management if needed.
Important Factors
What to consider
before you build.
Zoning & Setbacks
Most Orange County cities allow ADUs on single-family lots, but setback requirements, lot size minimums, and height restrictions vary. We review your specific property's zoning.
Utility Connections
Water, sewer, electrical, and gas connections impact cost significantly. Some properties need major utility upgrades — we identify this early in the process.
Construction Costs
Orange County ADU construction typically ranges from $250-$450 per square foot. Detached units cost more than attached conversions. We help you budget realistically.
Rental Regulations
Some cities have rent control or short-term rental restrictions. We clarify what's allowed in your city so you can plan your rental strategy accordingly.
Tax Implications
ADUs affect property taxes and may have capital gains implications. We recommend consulting a CPA for tax-specific advice related to your situation.
HOA Restrictions
HOAs cannot prohibit ADUs but may have design guidelines. We help you navigate HOA requirements alongside city permitting.
Funding Options
ADU financing — compared.
| Option | Timeline | Best For | Typical Rate |
|---|---|---|---|
| HELOC | 2-4 weeks | Ongoing construction draws, flexible access | Variable, typically 7-9% |
| Cash-Out Refinance | 30-45 days | Lump sum funding, lower rates | Fixed, typically 6-7.5% |
| Construction Loan | 45-60 days | Ground-up builds, larger projects | Variable during construction, 8-10% |
| 2nd Mortgage | 3-4 weeks | Preserving existing low 1st mortgage rate | Fixed, typically 7.5-9% |
| Personal Funds | Immediate | No debt, maximum cash flow | N/A |
Right For You?
ADUs work best
in these situations.
- Owners with adequate lot space and favorable zoning
- Property owners seeking long-term rental income
- Families wanting flexible living space for relatives
- Homeowners planning to age in place with caregiver space
- Owners in high-appreciation areas maximizing property value
- Landlords wanting to add a rental unit without selling
- Anyone uncertain about ADU feasibility on their property
Success Stories
Real results from
homeowners like you.
Fariha Jahan Mim
Orange County
Capital Management Realty provided an exceptional experience from start to finish. Their team is professional, knowledgeable, and genuinely dedicated to helping clients achieve their real estate goals. Communication was excellent—always prompt, thorough, and attentive to every detail.
5-star experience, highly recommended
Full Service
Andrew Sheftel
Orange County
Working alongside Kris Garrido has been a positive experience. He consistently puts his buyers' best interests first, ensuring every decision is made with care and integrity. His communication skills are top-notch and his deep knowledge of the market is evident.
Dedicated, knowledgeable professional
Real Estate Sales
Dave W
Orange County
Absolute best! As a first-time investor, going into the unknown was scary. Kris and Alex made the process super easy and simple with clear, concise communication. They were patient, answered all my questions, and made me feel confident about the entire process.
Made investing seamless and smooth
First-Time Investment
Charmel Smith
Orange County
Kris Garrido sold my house quickly and got us multiple offers above asking price the same week it was put on the market. He hosted an open house with over 40 families that came through. Kris reassured us every step of the way and made sure the deal ran smoothly.
Sold above asking, multiple offers
Home Sale
Rodrigo Cardiel
California to Florida
I called Kris to sell my house in California while buying in Florida simultaneously. Kris took control in a positive way and coordinated perfectly so escrow closed at the same time for both houses. There was no stress involved—the transaction went over smoothly.
Seamless multi-state coordination
Dual Transaction
Amy La
Orange County
Greg, Kris, Kianji, Erica and the team made our dream come true as homeowners. With a limited budget, they were able to get us a house within our requirements. Buying a home is extremely stressful, but this team reassured us that everything will be fine. One-stop shop for agent, loan, insurance.
Made dreams come true, one-stop shop
Home Purchase
H-town To California
Orange County
I can't say enough about how determined, knowledgeable, and helpful this crew truly is. If you're looking to buy a home, I highly recommend this group. They are very interactive with the family and caring. They will work with your desires to get you into your future home.
Caring, interactive, and thorough
Home Purchase
Monica Jamison
Orange County
Working with this team has been nothing short of amazing. Everyone has been so professional and very responsive to our questions and concerns. They were there every step of the way. We could not have asked for a more reliable, honest, helpful, or more patient team.
Professional and responsive team
Real Estate Services
Lan Le
Orange County
I had a very positive experience with Mary Tran. She assisted me with selling my home in a timely manner and was with me every step of the way in the purchase of my new home at the same time. Mary was very patient and kept me informed about everything that was going on.
Patient, knowledgeable professional
Buy & Sell Simultaneously
Rami Elkinawy
Orange County
I recently purchased a home with Kris. Kris and his team are special. I immediately felt like I had known them for years. Kris gave me the space I needed to find the right home for my family. He was patient and supportive throughout the entire process, especially during challenging negotiations.
Felt like working with a friend
Home Purchase
Jennifer Saldana
Rancho Cucamonga
My husband and I just purchased our first home with the help of Capital Management Realty and Kris Garrido. We were nervous about making such a big commitment, but CMR took care of everything for us. We didn't have to do anything other than show up to view the home. They have been such a blessing to our family.
First-time buyers made easy
First-Time Home Purchase
Emily
Orange County
Mary Tran is truly a dream realtor to work with! She's motivated and focused, stayed on top of market comparables, and found us our dream home. She was attentive, responsive, and patient through every step—handling communications with agents, scheduling inspections, and guiding us through negotiations. Everything was electronic and organized.
Dream home found and represented well
Full Service Real Estate
Proven Track Record
500+
Families Served
$150M+
In Real Estate Transactions
4.9/5
Average Client Rating
Important Disclosures
- · ADU feasibility depends on your specific property, zoning, and city requirements.
- · Construction costs vary based on site conditions, materials, design complexity, and contractor selection.
- · Rental income estimates are market-based projections, not guarantees.
- · Financing options subject to borrower qualification, underwriting approval, and program availability.
- · We do not provide legal, tax, or architectural advice. Consult licensed professionals for specialized guidance.
- · Capital Management Realty Inc — DRE #02031312. DBA Express Home Lending — NMLS #1705248.
Free Assessment
Find out if an ADU
makes sense for your property.
Start with a complimentary feasibility review. We'll assess your property, review financing options, and help you decide if an ADU aligns with your goals.
Capital Management Realty Inc · DRE #02031312 · DBA Express Home Lending · NMLS #1705248 · 8642 Garden Grove Blvd, Garden Grove, CA 92844
Client Stories